What Is Fintech, and What Does the Future Hold?

This article explores fintech's evolution, key technologies, and growing adoption, highlighting its impact on digital banking and payments. It notes rising investments, AI integration, and the shift toward decentralized and Web3-enabled financial services. Crucially for Hedera, it points to the Hedera Foundation’s fintech grants (195 total in 2022 with 23 fintech-related), nine live fintech projects on Hedera, and Hedera’s EVM compatibility and low-cost, high-throughput infrastructure as enabling factors for fintech startups and unbanked inclusion.