The CLARITY Act Moment of Truth for XRP, XLM, and HBAR Holders

The CLARITY Act could bring regulatory clarity for utility-focused assets like Hedera (HBAR), XRP, and XLM. The piece highlights how distinguishing qualifying digital commodities under the CFTC versus investment contracts under the SEC may accelerate custody, ETF approvals, and bank adoption. With legislators and commentators underscoring a move toward clearer rules, Hedera and other utility networks could see earlier regulatory recognition and potential wider adoption if the bill advances in the Senate.