Pundit: If You Hold XRP, XLM or HBAR, You Need to Do This Before September 15

Crypto analyst highlights September 15 as a pivotal date for XRP, XLM, and HBAR amid CLARITY Act discussions. The piece notes the SEC and CFTC already labeled these assets as digital commodities in March 2026, and outlines upcoming regulatory tests as Congress explores broader digital commodity market structure. It also details institutional activity across the three networks, with mentions of RLUSD, tokenized assets, and cross-network partnerships, emphasizing potential regulatory impacts on payments, custody, and lending.