Federal Reserve Will Use XRP, XLM, and HBAR, Researcher Shares Proof

Federal Reserve researchers explore Byzantine Fault Tolerant consensus for modern payments and highlight XRP, XLM, and HBAR networks as suitable foundations. The paper, referencing Federated Byzantine Agreement and ISO 20022 alignment, suggests these assets support high-speed, secure settlement infrastructures. Hedera’s Hashgraph is noted for its asynchronous BFT model, strengthening its credibility alongside XRP and XLM. The analysis signals potential institutional adoption and long-term price/asset credibility for Hedera-based infrastructure.