Federal Reserve Will Use XRP, XLM, and HBAR, Researcher Shares Proof

Federal Reserve researchers published a paper exploring Byzantine fault-tolerant systems for payments and highlighted Ripple (XRP), Stellar (XLM), and Hedera (HBAR) as platforms using such consensus. The study notes XRP and XLM's federated Byzantine agreement and Hedera's asynchronous BFT approach, with ISO 20022 alignment enhancing credibility. While the paper doesn’t name assets, it reinforces the technology these Hedera-related assets rely on, potentially signaling long-term institutional relevance for HBAR.